When is the last frost in Panama City, FL?

The average last spring frost (50% probability of 32°F) in Panama City is around February 7, based on NOAA/NCEI 1991–2020 normals at the Panama City Bay Co Ap, FL station (4.6 mi away). Half of years it falls outside that date, so wait 1–2 weeks past it before setting out frost-tender plants.

When is the first fall frost in Panama City?

The average first fall frost in Panama City, FL is around December 24, giving roughly a 318-day frost-free growing season.

What planting zone is Panama City, FL?

Panama City is in USDA plant hardiness zone 9b (average annual extreme minimum temperature 25 to 30°F), from the 2023 USDA Plant Hardiness Zone Map.

What is the weather like in Panama City?

In Panama City, FL the warmest month is July (avg high 91.1°F) and the coldest is January (avg low 42.6°F). It averages about 61.3″ of precipitation a year.

Home › Florida › Panama City

Panama City, FL Planting Calendar & Frost Dates

USDA hardiness zone 9b · ZIP 32401 · elevation 2′ · NOAA & USDA data

Panama City is in USDA hardiness zone 9b (winters can dip to 25 to 30°F), with a growing season of about 318 days between the average last spring frost (February 7) and first fall frost (December 24). The warmest month is July (avg high 91.1°F); the coldest is January (avg low 42.6°F). It averages 61.3″ of precipitation a year. Start cool-season crops several weeks before the last frost; wait until after it for tomatoes, peppers and other tender crops.

Hardiness zone

min temp 25 to 30°F

Last spring frost

February 7

avg (50% prob, 32°F)

First fall frost

December 24

avg (50% prob, 32°F)

Growing season

318 days

frost-free window

Warmest month

July

avg high 91.1°F

Month-by-month typical weather in Panama City

Average conditions from the NOAA/NCEI 1991–2020 U.S. Climate Normals at Panama City 5n, FL (6.4 mi away). Temperatures °F, precipitation & snow in inches.

Month	Avg high	Avg low	Mean	Precip (in)
January	64.4	42.6	53.5	4.8
February	67.4	46	56.7	5
March	72.9	51.5	62.2	5
April	78.7	57.8	68.2	4.1
May	85.3	65.6	75.5	3.3
June	89.3	72.9	81.1	5.8
July	91.1	75	83	7.4
August	90.9	74.7	82.8	7.4
September	89	71.1	80.1	7
October	82.2	61.2	71.7	3.5
November	73.3	50.1	61.7	3.7
December	66.5	45.1	55.8	4.3

What to plant when in Panama City

Crop	Season	What to do & when
Tomatoes	warm	Start seeds indoors: December 27 · Transplant out: February 14
Peppers	warm	Start seeds indoors: December 13 · Transplant out: February 21
Cucumbers	warm	Direct sow: February 14
Zucchini / squash	warm	Direct sow: February 14
Bush beans	warm	Direct sow: February 14
Sweet corn	warm	Direct sow: February 14
Basil	warm	Transplant out: February 14
Peas	cool	Sow (spring): January 3 · Sow (fall): October 29
Spinach	cool	Sow (spring): December 27 · Sow (fall): October 29
Lettuce	cool	Sow (spring): January 10 · Sow (fall): October 29
Kale	cool	Transplant (spring): January 17 · Sow (fall): October 15
Broccoli	cool	Transplant (spring): January 24
Carrots	cool	Sow (spring): January 17 · Sow (fall): October 15
Onions	cool	Transplant (spring): January 10
Potatoes	cool	Plant seed potatoes: January 24
Radishes	cool	Sow (spring): January 10 · Sow (fall): November 12

Dates are computed from Panama City's average frost dates using standard cool-/warm-season timing. They're a starting point — a cold spring, a warm microclimate, or a fast-maturing variety can shift them by a week or two.

Want the exact dates for your yard? →
Look up your precise ZIP-code frost dates and a full 26-crop planting calendar on our free interactive tool.
Open the frost & planting tool

🌾 Get a frost reminder

One email in early spring and early fall with the dates for your area. No spam.

Gear that helps you plant on time

Some links below are Amazon affiliate links (tag theboringthin-20). If you buy through them we may earn a small commission at no extra cost to you — it keeps this almanac free. We only list generic, genuinely-useful categories.

Soil thermometer →Know when the ground is warm enough to sow — the honest signal, not the calendar.Seed-starting trays + dome →Start tomatoes & peppers indoors on the schedule below.Seedling heat mat →Warms the soil for faster, more even germination indoors.Floating row cover / frost cloth →Buys you 4–8°F to beat an early or late frost.Raised garden bed kit →Warms and drains faster in spring than in-ground soil.Garden gloves →Basic kit for transplant day.

Nearby cities in Florida

Tallahassee, FL Pensacola, FL Gainesville, FL Ocala, FL Clearwater, FL Largo, FL Jacksonville, FL Pinellas Park, FL

Sources & method. Hardiness zone: 2023 USDA Plant Hardiness Zone Map (PRISM Climate Group, Oregon State University). Frost dates & growing season: NOAA/NCEI 1991–2020 U.S. Climate Normals, nearest station with published freeze normals — Panama City Bay Co Ap, FL, 4.6 mi (confidence: high). Monthly weather normals: Panama City 5n, FL, 6.4 mi (confidence: high). ZIP centroid from U.S. Census 2023 ZCTA data. Frost dates are the 50%-probability date — half of years frost occurs outside the stated date. Nothing here is invented; where the nearest station is far, we say so. Last updated 2026-07-22.